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• Investment unit - 1 or 2 bedrooms?
  (views : 343)

  Hi, I've started looking into buying my first investment property (thinking of a Sydney unit, on the train line, with a price range of $200-250k). What's your experience on what gets a better rental ... read more

  Hi Sandy, I have a 2 bedroom apartment and a 1 bedroom apartment. They both cost about the same price. So the one bedroom is in a better area with a great view. The 2 bedroom is in not as good an area ... By Francis(17/05/2013)
  Investment Strategies , How to start investing in property , General investing
• NRAS
  (views : 396)

  Hi Has anyone had experience with the investment property scheme known as national rental assistance scheme? Thanks read more

  I purchased a block of land in Palmerston Northern Territory off the plan in June 2012, Im now building a 4br house with an ajoining flat, tennant ready in September 2013. I payed $590,000 its now va ... By John Manaras(15/05/2013)
  Could you please elaborate on the risks for the buyer please Mark, as I have been looking at purchasing a NRAS property I'm a first time buyer of investment property, so I'm not aware of the pitfalss ... By Paul(06/05/2013)
  It is not all that it seems. Don't stop, keep looking. The sellers are the ones that make the money and the buyers carry all the risk in the long term. Mark Coburn SteppingStoneWealth.com.au By Mark Coburn(26/04/2013)
  Investment Strategies , How to start investing in property , Share your investment story
• Would you allow a pet in your property if it got you more rent?
  (views : 128)

  We are running a poll on our Facebook page to see how many landlords would allow a pet in their investment property if it got you more rent. Have your say on our Facebook page now! http://www.fa ... read more

  Increasing Property Value , Investment Strategies , Managing your investment property , Share your investment story , General investing

• Investing with limited funds
  (views : 246)

  I read with interest the article in this months mag about investing with limited funds, a friend and i are currently saving towards getting our first investment deposit together but it is going to ta ... read more

  Investment Strategies , How to start investing in property , Borrowing , Mortgages , Lenders & Mortgage brokers , General investing
• Renting my house to my parents who currently live with me
  (views : 368)

  I bought a house two years ago which I am paying off. My parents live with me but all the utilities except for rates and water are under their name. We also have a granny flat which is currently unocc ... read more

  My understanding is that as long as you charge them rent you can negitive gear. In fact one of the first examples in the tax pack is someone renting out part of their house. So from what I know you ... By Jacqui(14/04/2013)
  Hi Jag, That's a bit of a tough one. I think it is best to do some sort of deal with them. No way would I go through a real estate for this as it would just be lost money. However, since it is not ... By Josh(11/04/2013)
  Investment Strategies , Structure , Tax Issues
• Avoiding Capital Gain Tax
  (views : 1952)

  Hi Everyone. My wife and I have an investment property in Brisbane and are thinking about selling it. Does anyone know if living in the house for a few months or even a year will help us to minimise o ... read more

  Can anyone tell me if we have to pay CGT on a property we share with family from a deceased estate. We have never rented however have payed rates , repairs ect. By Roger(04/04/2013)
  CGT is just income tax, so it shouldnt be seen as some horrible thing. living in it for 3 months will mean you do not pay capital gains on the increase in value during those 3 months. You would need ... By BradQ(15/01/2013)
  CGT is not necessarily straightforward and more information is required to provide more accurate information. I assume you have a PPOR as well. Is this correct? If you do you are only allowed t ... By Eos Property(11/01/2013)
  My understanding is that if you have rented the investment property for longer then 6 years no matter what you do you will have to pay taxes. But if it has been less then 6 years and you move into the ... By Mitch(10/01/2013)
  Investment Strategies , Tax Issues , General investing

• Advice needed for young Investor
  (views : 1709)

  Hi all, Im looking for some advice and mentoring on what direction i should be heading on my investment journey. Im 23 years old, have no debts at all, live for free at my mums house (not spoilt ... read more

  Hi Berber, Congrats on your soon to be purchase. Make sure you really can afford another property - while the banks says you can borrow more they are using very low interest rates in their calculat ... By Eos Property(13/03/2013)
  Hi folks! A great deal of info to be learned in reading all your Q&A, thanks guys. I purchased my own home 5 years ago in Harris Park NSW, now I built enough equity and saved on more as well to purc ... By Berber(13/03/2013)
  Well done on your Hardwork. Are you living in this property? Is there a chance of this property becoming an IP in the future? If the answer to either of these questions is yes then you should consi ... By Eos Property(12/03/2013)
  Eos, i've kept to the budget, although my borrowing ability is more Due to the savings I have at present I had a budget of 370. So I found a property in an area where the average is 430 for a little l ... By Hardwork(12/03/2013)
  Well done - tell us a bit about it and what you have worked out for yourself. By Eos Property(08/03/2013)
  Thanks Eos. I've bought a property last night, it did take me about 6months of research & planning. My long term plan is to have passive income that I can rely upon. Im 30 at present and would like ... By Hardwork(08/03/2013)
  Hi Hardwork - would love to chat with you (& desert fox and lost) to provide some more concrete commentary but this forum will have to suffice. Not sure what your short and long term property plan ... By Eos Property(07/03/2013)
  Desert fox you are in a very fortunate position! On the other hand my pay is 100k and i've only recently moved to Oz and live in Victoria. I had put some money in shares last year only to lose it al ... By hardwork(07/03/2013)
  Lost? You are at a stage we all went through when we first started out. Overwhelmed and not knowing where to start. When I work with clients we start at the end point and work backwards. To a c ... By Eos Property(03/03/2013)
  Hi All, I have similar issue as well. I have 150k saving, on 90K base wage. No debt or nothing, and yes I do get tax a lot too. I would like to purchase an investment property in Sydney region, howev ... By Lost(02/03/2013)
  You are in a truly excellent position and my hat is off to you! Look at cashflow positive investments returning a rental yield of over 8% and calculate your repayments on a higher interest rate than ... By Jodie C(24/02/2013)
  Hi, well done on saving 150K, first you need to decide what you want out of investing in property. Are you trying to replace income so you can retire asap, are you trying to minimise your income tax ... By ipropertyinvestor.com.au(19/02/2013)
  Hi, I'm a 25 year old with 2 investment properties. I still have a lot to learn as well but from my experiences so far these are the advises I can give you - Don't be afraid to borrow more than ... By VN(11/02/2013)
  
  Where to buy now? , Investment Strategies , How to start investing in property , Borrowing , Share your investment story , General investing
• First Investment Property WA. Need direction please!!
  (views : 900)

  Hello, I am a 26 year old that has moved to WA in the last year. Have saved a $30k deposit, researched and have been inspecting properties. I have found two in particular, one is in Glendalough, an ap ... read more

  I assume the property Glendalough is one of the many, many units in the area. If this is the case you are surrounded by other comparable properties and yours is going to difficult for you to add value ... By Eos Property(09/03/2013)
  Where to buy now? , Investment Strategies , How to start investing in property
• Rent to Buy scemes
  (views : 469)

  Has anyone had dealings with the rent to buy options as a cashflow means etc. Are they a safe way of going about things as oposed to the higher risk minning options if one has limited cashflow? read more

  Investment Strategies

• Underperforming investment property
  (views : 1895)

  I have a work colleague who has owned a unit on the Gold Coast as an investment for 15 years. It has not performed well, but is valued at more than purchase price, albeit not by very much. Coupled wit ... read more

  Hi Kiwiroos I have owned a unit on the GC (Gold Coast) for 5 years which has hardly moved also. I would certainly caution against selling and then re buying on the Gold Coast whether Currumbin or el ... By Francis(21/02/2013)
  You make your own mind up independently - the free dsrscore.com.au compares 15,000 suburbs against 8 key supply and demand indicators and plots their trends lines over 12 months. The good, the bad ... By Mike Fuller | dsrscore.com.au(19/02/2013)
  As others have said he should get rid of it asap and role the money into a better opportunity elsewhere, GC should not be to much of an issue, it doesnt sound like he has made a lot of money out of th ... By ipropertyinvestor.com.au(19/02/2013)
  Like Peter I would toss this one and walk away and re-enter the market somewhere else. While simply tossing the property seems such a simple thing to do - it isn't. Your mate needs to step away fr ... By Eos Property(16/02/2013)
  I would seriously consider it; it would depend on many factors, but at face value, could prove the best way forward. Here’s the thing, as it has underperformed, the best opportunity to recoup the loss ... By Peter Chun(15/02/2013)
  
  Investment Strategies
• Bad Credit Rating
  (views : 541)

  Hi, I have an outstanding credit card debt that is listed on my credit file. It is about $10,000. This is going to be on my credit file for another 3 years. I am keen on starting a property invest ... read more

  Has this been paid off? This should be your first priority. While the debt is there you chances of getting more money are remote. In most instances your bad credit will hold you back unless you ca ... By Eos Property(12/02/2013)
  Investment Strategies , How to start investing in property , Borrowing , Mortgages , Lenders & Mortgage brokers , General investing