Affordability an Issue

In potential growth areas where the population is increasing and where housing is in strong demand, affordability can become an issue. Investors may feel they are being priced out of the market, and that they have to settle for a more affordable lower growth area.

Smart developers are addressing this by offering another alternative – smarter more sustainably built housing on smaller lots of land. They could be terrace-style, semi-detached or even freestanding villas with their own title in normal residential estates or suburbs. For an investor willing to look at these options, it can open up areas of high growth and high yield previously thought of as unaffordable.

Smaller housing options come in many forms. I recently settled on an “eco” townhouse built on the model of “The Smarter Small Home”TM in Qld. Not only was it cheaper for the developer to build using more sustainable materials with less wastage, it was also an affordable investment with many money saving benefits for the tenant, better energy efficiency and many extra lifestyle features. Some see this model as the way of the future for housing with a smaller “footprint” by building a double story house that requires less land content, keeping costs down, and giving sustainable energy efficient benefits to all.


Lindy Lear is a successful property investor who had a late start into investing, yet has grown her portfolio to eight properties in three years. She is a qualified property advisor and general manager of Rocket Property Group, and she won the Reader’s Choice Award in 2009 & 2012 for Property Investment Advisor of the Year.


Lindy is passionate about helping others realise their goals through investing in property, and can be contacted at
02 8012 9669 or visit

With interest rates at their lowest for more than 50 years, there are some great rates available. The best thing to do is to compare rates from all the lenders. Let us help take the leg work out of doing this - Compare Home Loans now

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