So you've found the right investment property and you're ready to make an offer. Here are some tips to ensure the transaction goes as smoothly as possible.
• Normally the price of a property has a certain amount of leverage built into it, so it's almost expected that the initial offer will be less than the asking price. If the market is particularly buoyant, you may want to try and quickly secure the deal and offer the seller more.
• You may request items such as carpets, curtains, light fittings or blinds if you outline that your offer is inclusive of them.
• Renovating always costs more than you think! So keep in mind the fact that a property with recently fitted windows, kitchen or bathroom fittings may save you money.
• Make sure it's clear that your verbal offer is subject to finance and conveyancing.
• Sellers don't always take the highest offer. It can help to build a relationship as some sellers want to be reassured their home is going to someone they like. If possible, discuss your offer directly with the seller.
Whether you are looking to buy your first home, move home, refinance, or invest in property, a mortgage broker can help. Access loans from all the major lenders, get help with paperwork – plus there is no charge for this service. Get help from a local mortgage broker
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