Philippe Brach, founder and CEO of Multifocus Properties & Finance, is a successful property investor who turned his passion for property into a unique investor-focused business. In addition, he is the well-recognised author of ‘Creating Property Wealth in any Market’ which lays out in detail what it means to invest in property.
His 25 year background in corporate finance and accounting, as well as his experience as a property investor, real estate agent and finance broker, gives him the perfect profile to help investors in all aspects of property ownership. In particular he can ensure that investment strategy, financial set-up, ownership structure and sourcing performing properties form a seamless plan that optimises potential for growth, and preserves benefits associated with managing a portfolio.
There’s a little-known secret in the mortgage business, which many homeowners and investors (and indeed, even some mortgage brokers!) are not aware of.
It is a somewhat low-key clause that banks share only with their most ‘low risk’ clients, known as professional borrowers, who can access a range of interest rate discounts and fee waivers due to their A-grade risk profile.