Property Finance Strategies - Investment Strategies

• Property deposit: Can it be saved in 12 months?

  There are a number of strategies an investor can tap into when planning to dive swiftly into their first, or next, property purchase. Amassing a deposit is often one of the biggest challenges – but can it be cobbled together in as little as 12 months? read more

• 5 facts about LMI all investors should know

  Lenders’ mortgage insurance offers perks for both lenders and investors – protection on one side, and greater freedom to buy on the other. But what are the crucial things investors need to know about this insurance, which they pay for but actually covers the lender? read more

• Switching Back to Principal and Interest

  When a loan moves from interest-only to principal and interest, borrowers are forced to pay up to 40% more in repayments. For investors who are about to see their loan repayments soar, what are the options? read more

• Refinancing can save you thousands

  Lending restrictions may be creating hurdles for investors financially, but that’s no reason to forfeit the idea of refinancing. You may be able to access significantly better rates, better terms, or an interest-only loan. Jacqueline So shows you how read more

• When you should (and shouldn’t) refinance your home

  Switching your home loan, either to a new lender or with your existing lender, could potentially save you big money with lower interest rates and fees. It could also cost you more. Here’s a breakdown of when you should vs. when you shouldn’t refinance your home. read more

• The near prime mortgage crisis: How did we get here?

  Nothing has negatively changed with regard to your income, your debts, your liabilities or your job. In fact, if anything, your financial situation may have improved – but as the mortgage crisis deepens, securing a property loan is harder than ever. So how did we get here? And, more importantly, is the crisis here to stay in 2019? read more

• Are non-banks the answer for investors?

  Many are forecasting that that investors will be increasingly looking outside the big four banks for finance read more

• The shocking secret that could be costing you thousands on your mortgage

  Think you’re paying a fair price on your home loan? You might want to think again. This simple home loan trick could save borrowers money in minutes. read more

• Upgrading Your Home: Save Money Without Giving Up Date Night

  New survey finds that Aussie home buyers aren’t willing to give up date night when saving for an upgraded property. Here are some tips on saving money without sacrificing fun. read more