Property Finance Strategies - Investment Strategies

• What’s all the talk about lending criteria?

  If there is one topic that’s top-of-mind for property investors right now, it’s the tightening of lending criteria, and with the Banking Royal Commission ongoing, it’s making even the most successful property investors quiver in their well-heeled boots. read more

• 6 Benefits of a Mortgage Broker for Home Loan Success

  Whether you’re a first-time buyer or a seasoned investor, looking to refinance or curious about your options, mortgage brokers can help in securing a suitable loan for you. read more

• Is Refinancing a Smart Move? 7 Tips to Help You Decide

  Refinancing your home loan can seem like an easy way to save money, but it’s not the solution for every homeowner. While it’s true that refinancing can lower your repayments and reduce your loan term, there are a few things you can do to get more value out of a refinance. read more

• Shop your bank

  It is still amazing how many property investors and property buyers don’t see the benefits of shopping around when borrowing money for a property purchase or even to refinance an existing loan. It is now so easy to shop around and compare as you will hear from Siobhan Hayden read more

• How to handle your first mortgage…

  Buying your first home is an exciting experience. However, it is also stressful for many home buyers who find themselves struggling to make sense of the complicated financial products and jargon in the market. If you find yourself wondering how to handle your first mortgage, here’s a rundown of the most important things you should know before taking out your first home loan read more

• Brace for rate rises

  Banks have been cracking down on investor lending, and borrowers are feeling the brunt of increasing interest rates. From here, rates are projected to go one way – and it’s not down, says mortgage broker Mardee Blackwood. read more

• When cash flow hurts

  Properties that generate a high cash flow are in significant demand. However, investors may fail to consider the downsides of positive cash flow investments – yes, they do exist – which can turn a cash flow gold mine into a bottomless pit. Jacqueline So reports read more

• Tapping Into Property Equity

  Accessing property equity is not just important, it’s absolutely essential if you wish to grow your portfolio beyond more than one or two assets. Michael Beresford reveals how you can tap into your equity to fund further property purchases in an uncertain mortgage market. read more

• Why investing in property can fast track your child’s financial future.

  As a parent, one of the greatest practical gifts you can give your children is empowering them to be successful through education about financial matters. Initially this should include building up savings and teaching them how compounding works. As they grow into young adults discuss the various ways they can get ahead in life, including the possibility of investing in property - either a home or an investment property, or both! read more