Property Finance Strategies - Investment Strategies

• Are you stretched to the limit?

  Back-to-back interest rate rises are visibly taking their toll on many Australian households, as shown by the soaring levels of mortgage stress. Your Investment Property looks at some of the long-term strategies to consider so that you can avoid being stretched financially beyond your means read more

• Mortgage fees – how to minimise them

  Fierce competition between lenders has prompted the proliferation of various mortgage products and an even greater array of fees, rates and features accompanying them. We show you how to minimise the charges and avoid being stung by the extra expenses read more

• Record number of mortgage holders refinance

  A record number of mortgage holders are refinancing to try to get the best deal available, according to data from Australia’s largest mortgage broker, AFG. read more

• Inflation rampages, rate hike very likely

  The Consumer Price Index rose by 3% nationally in the December quarter, prompting leading economists to predict an almost-certain February interest rate rise from the Reserve Bank of Australia (RBA). read more

• Big Four banks profit from sub-prime crisis

  Big Four banks regain market shares for fifth month in a row achieving record number of loans, according to December 2007 Smartline Quarter Trends Report. read more

• RBA raises rates, again

  Reserve Bank of Australia (RBA) lifts official cash rate to an 11 year high. read more

• CPI increase adds to affordability issues

  1% increase in Consumer Price Index places further pressure on households already struggling to afford rents and mortgages read more

• Interest rate hike within 6 months possible

  Another interest rate rise in the next six months remains possible according RBA governor Glenn Stevens. read more

• Direct real estate delivers handsome return

  Direct real estate continues to boom, with a 16.9% return recorded in the 12 months to the end of June, according to new data from the Investment Property Databank (IPD) and the Property Council of Australia. read more