How to use our investor calculators

For this tool to work, you first need to state whether you’ve owned the property for more than 12 months. If you have owned the property for more than 12 months, a 50% CGT discount automatically applies.

You then need to enter how much you bought your property for, how much you sold it for.

Last, you need to enter your current taxable income (your income before you pay tax). You can also enter the costs you incurred from the purchase and sale of the property, but this is an optional step.


Investor home loans

Compare from a range of home loans below to find the best investor home loan for you

Update resultsUpdate
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.44% p.a.
5.78% p.a.
$2,820
Principal & Interest
Variable
$0
$530
90%
  • Investor
  • Variable
  • Principal & Interest
  • 10% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
5.49% p.a.
5.51% p.a.
$2,836
Principal & Interest
Variable
$0
$250
60%
  • Investor
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Redraw
  • More details
5.54% p.a.
5.84% p.a.
$2,852
Principal & Interest
Variable
$350
$350
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • More details
5.39% p.a.
5.30% p.a.
$2,805
Principal & Interest
Variable
$0
$0
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • More details
5.59% p.a.
5.63% p.a.
$2,867
Principal & Interest
Variable
$0
$530
90%
  • Investor
  • Variable
  • Principal & Interest
  • 10% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
  • Minimum 10% deposit needed to qualify. Available for purchase or refinance
  • No application, ongoing monthly or annual fees.
  • Flexibility to split your loan with both fixed and variable rates
Disclosure
5.49% p.a.
5.62% p.a.
$2,836
Principal & Interest
Variable
$10
$450
70%
  • Investor
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.64% p.a.
5.67% p.a.
$2,883
Principal & Interest
Variable
$0
$845
60%
  • Investor
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.69% p.a.
5.73% p.a.
$2,899
Principal & Interest
Variable
$0
$550
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • More details
5.54% p.a.
5.79% p.a.
$2,852
Principal & Interest
Variable
$248
$350
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • More details
5.79% p.a.
6.02% p.a.
$2,931
Principal & Interest
Variable
$15
$484
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.89% p.a.
5.95% p.a.
$2,962
Principal & Interest
Variable
$0
$835
90%
  • Investor
  • Variable
  • Principal & Interest
  • 10% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
5.99% p.a.
6.00% p.a.
$2,995
Principal & Interest
Variable
$0
$0
70%
  • Investor
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Redraw
  • More details
6.09% p.a.
6.13% p.a.
$3,027
Principal & Interest
Variable
$0
$595
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • More details
6.14% p.a.
6.17% p.a.
$3,043
Principal & Interest
Variable
$0
$350
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • More details
6.34% p.a.
6.43% p.a.
$3,108
Principal & Interest
Variable
$8
$350
70%
  • Investor
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
7.29% p.a.
7.29% p.a.
$3,424
Principal & Interest
Variable
$0
$320
100%
  • Investor
  • Variable
  • Principal & Interest
  • 0% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
7.49% p.a.
7.50% p.a.
$3,493
Principal & Interest
Variable
$0
$180
95%
  • Investor
  • Variable
  • Principal & Interest
  • 5% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning
Compare Investor Loans
Find a great rate for your investment property
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