How to use our investor calculators

For this tool to work, you first need to state whether you’ve owned the property for more than 12 months. If you have owned the property for more than 12 months, a 50% CGT discount automatically applies.

You then need to enter how much you bought your property for, how much you sold it for.

Last, you need to enter your current taxable income (your income before you pay tax). You can also enter the costs you incurred from the purchase and sale of the property, but this is an optional step.


Investor home loans

Compare from a range of home loans below to find the best investor home loan for you

Lender

Variable
More details
  • No application, ongoing monthly or annual fees.
  • Available for refinance or purchases. Quick and easy online application process.
  • Discounted interest rate for 5 years for homes with an eligible solar system
  • Dedicated loan specialist throughout the loan application
Disclosure

Solar Investor Loan P&I <90%

  • No application, ongoing monthly or annual fees.
  • Available for refinance or purchases. Quick and easy online application process.
  • Discounted interest rate for 5 years for homes with an eligible solar system
  • Dedicated loan specialist throughout the loan application
Disclosure
Variable
More details

Neat home loan - max. 60% LVR (Investment, Principal and interest)

    Variable
    More details

    Orange Advantage (INV, P&I, $150k+, LVR >=70% - <80%)

      Variable
      More details

      Variable Rate Investment Loan LVR < 80%

        Variable
        More details
        • Minimum 10% deposit needed to qualify. Available for purchase or refinance
        • No application, ongoing monthly or annual fees.
        • Flexibility to split your loan with both fixed and variable rates
        Disclosure

        Variable Investor Loan P&I <90%

        • Minimum 10% deposit needed to qualify. Available for purchase or refinance
        • No application, ongoing monthly or annual fees.
        • Flexibility to split your loan with both fixed and variable rates
        Disclosure
        Variable
        More details

        Digi Home Loan (Investor, Principal and Interest, max lvr 70%)

          Variable
          More details

          Essential Home Loan (Investment, Principal and Interest, $750,000+, <= LVR 60%)

            Variable
            More details

            Mortgage Breaker Investment Special (Principal and Interest) (LVR 70% - 80%)

              Variable
              More details

              Offset Home Loan (Variable, Investment, Principal and Interest, max LVR 80%)

                Variable
                More details

                Complete Home Loan (Variable, Investor, Principal and Interest, max lvr 80%)

                  Variable
                  More details

                  Basic Variable Home Loan (Investor, Principal & Interest, LVR 80% - 90%)

                    VariableN/A
                    More details

                    Flexi First Option Investment Loan (Principal & Interest LVR up to 70%)

                      Variable
                      More details

                      Real Deal Investment Home Loan - (LVR <95%)

                        Variable
                        More details

                        Bankwest Simple Home Loan (Investment) (New Lending) <90% LVR - P&I

                          Variable
                          More details

                          Tailored Home Loan (Variable, Investor, Principal & Interest, max lvr 70%)

                            Variable
                            More details

                            ANZ Standard Variable (Investor, Principal and Interest, max lvr 100%)

                              Variable
                              More details

                              Investment Great Rate Home Loan

                                Important Information and Comparison Rate Warning
                                Important Information and Comparison Rate Warning
                                Compare Investor Loans
                                Find a great rate for your investment property
                                SMSF Icon
                                Need help with an SMSF home loan?
                                Speak to an SMSF lending specialist