How to use our investor calculators

For this tool to work, you first need to state whether you’ve owned the property for more than 12 months. If you have owned the property for more than 12 months, a 50% CGT discount automatically applies.

You then need to enter how much you bought your property for, how much you sold it for.

Last, you need to enter your current taxable income (your income before you pay tax). You can also enter the costs you incurred from the purchase and sale of the property, but this is an optional step.


Investor home loans

Compare from a range of home loans below to find the best investor home loan for you

Lender


Variable
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Smart Booster Investor Bundle (Principal and Interest)

    Variable
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    Flexi First Option Investment Loan (Interest Only) (New Customer) (LVR < 70%)

      Variable
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      Extra Investment Loan (Principal and Interest) (LVR < 70%)

        Variable
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        Base Variable Investment Loan Special Offer (Principal and Interest) (LVR < 80%)

          Variable
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          Extra Investment Loan (Interest Only) (LVR < 70%)

            Fixed
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            Premier Package Fixed Rate Investment Loan (Principal and Interest) 1 Year (LVR < 70%)

              Variable
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              Base Variable Investment Loan Special Offer (Interest Only)

                Fixed
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                Premier Package Fixed Rate Investment Loan (Interest Only) 1 Year (LVR < 70%)

                  Variable
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                  Base Variable Investment Loan Special Offer (Principal and Interest) (LVR > 80%)

                    Variable
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                    Extra Investment Loan (Principal and Interest) (LVR 80%-90%)

                      Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. All products will list the LVR with the product and rate which are clearly published on the Product Provider’s web site. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of August 14, 2022.