Philippe Brach

Philippe Brach

Philippe Brach, founder and CEO of Multifocus Properties & Finance, is a successful property investor who turned his passion for property into a unique investor-focused business.
His 25 year background in corporate finance and accounting, as well as his experience as a property investor, real estate agent and finance broker, gives him the perfect profile to help investors in all aspects of property ownership. In particular he can ensure that investment strategy, financial set-up, ownership structure and sourcing performing properties form a seamless plan that optimises potential for growth, and preserves benefits associated with managing a portfolio. 

  • Before you rush into a fixed-rate loan, there are a few questions you need to ask yourself first... read more

  • There’s a little-known secret in the mortgage business, which many homeowners and investors (and indeed, even some mortgage brokers!) are not aware of. It is a somewhat low-key clause that banks share only with their most ‘low risk’ clients, known as professional borrowers, who can access a range of interest rate discounts and fee waivers due to their A-grade risk profile. read more

  • On our blog last October, we covered BIS Shrapnel's predictions for the three years ahead. Now that so much has transpired – including Sydney’s record boom, Melbourne’s mini-boom and a number of unforeseen lending restrictions that have slowed investor spending – how did these predictions stack up? And just as importantly, what are the forecasts going forward? read more

  • When investing in property, one of the biggest decisions is what investment vehicle to choose. It is crucial to get it right, as the choice of structure will have a major impact on flexibility of ownership, taxation, and financing. read more

  • An interest rate increase of 0.20% has been announced by Westpac this week, with the rate hike applying to all mortgages, whether owner occupied or for investment purposes. It’s not the best news property owners have heard of late, but there’s no need to despair just yet. read more

  • When executed as a long-term strategy, investing in real estate is a proven method for growing your own personal wealth. However, not everyone who builds a property portfolio will enjoy a profitable outcome – and there’s one primary reason behind this. read more

  • Do you possess these qualities? read more

  • Sometimes as a real estate investor, things don’t go to plan – and what was once a promising and profitable investment can suddenly become challenging. As property owners, it’s important to be aware of these factors well before you begin building your portfolio, so you can prepare mitigation strategies in advance to help you overcome changes in your plan. read more

  • No matter what you do in life money seems to be involved, unless you are out walking the dogs of course – but even they need feeding! For those who are comfortably off, with a good job, the means to have quality day-to-day life, go on holiday and enjoy doing things with the family, everything looks rosy. But just how rosy is it? read more