Philippe Brach

Philippe Brach

Philippe Brach, founder and CEO of Multifocus Properties & Finance, is a successful property investor who turned his passion for property into a unique investor-focused business.
His 25 year background in corporate finance and accounting, as well as his experience as a property investor, real estate agent and finance broker, gives him the perfect profile to help investors in all aspects of property ownership. In particular he can ensure that investment strategy, financial set-up, ownership structure and sourcing performing properties form a seamless plan that optimises potential for growth, and preserves benefits associated with managing a portfolio. 

  • Most investors appreciate that there are two components to the returns from investing in property: capital growth – where the value of the property increases over time; and cash flow – from rental income. An investor’s age, earning capacity and asset base will determine whether they are more interested in long-term capital growth or cash flow returns. read more

  • Tempting as it may be to increase the rents to make their investments look better, this is not a decision to be taken lightly. It doesn’t pay to be too greedy and any increase must be within the law. read more

  • With interest rates at 30 year lows, many property investors and home-buyers are enjoying lower interest repayments on their loans and are tempted to lock into a fixed mortgage rate. read more

  • One of the cardinal rules of investing, regardless of asset class, is to ensure that an investor has a researched risk management plan. read more

  • Why do so many investors stop at just one property? Let’s look at some of the thoughts people have that hold them back from investing in property in the first place, or from building a multi-property investment portfolio. read more

  • Property is generally considered low risk, and many investors figure they have managed their risk by researching location, setting up trust structures, etc… But few look at developing a comprehensive and structured risk management strategy, and that is a formula for risky business. So, here’s my list of the most powerful risk management tools and how they help in reducing risk. read more

  • So many worried investors have been asking me questions about the future of negative gearing that I thought I would dedicate this month’s column to the subject. read more

  • What character qualities does an investor need to have to become a successful property investor? read more

  • There really isn’t anything quite like entering a brand new property. Similar to a new car, there’s something pretty special about a new house or apartment, from that fresh paint smell to the shiny new finishings and newly laid carpet. But new properties aren’t just attractive aesthetically; they’re also an attractive investment option for many property investors, including myself read more

  • Structuring finances is the second most important step on the journey to building a property portfolio. The first important step is to have a strategy before starting to invest. If you don’t plan to get wealthier, you won’t get wealthier! The choice of structure to put in place will vary depending on the investor’s personal situation. However in every case it should involve selecting a “main bank”. read more