Males are 10% more likely to look at options including refinancing in 2011, according to Mortgage Choice.
In a survey conducted late last year, the mortgage broker found that 51% of the country's female mortgage holders had no plans to make changes to their financial situation in 2011 or were unsure if they would.
However, 61% of males - more than three in every five - planned to make changes in the new year.
Mortgage Choice spokesperson Kristy Sheppard males continue to be the more "financially proactive" gender, and that their intentions to make financial changes had risen from 45% since the previous year's survey.
Overall, males and females together were more likely to review their finances during 2011 than in 2010, when just over one third indicated they would do so.
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