Property Investment Q&A

  • I earn roughly $50,000 a year but worry that I don’t earn enough money to invest. I am also hopeless at saving money. With all these negative ideas spinning in my head, I’d like to know: is there something I’m missing? Is it possible to invest in property with so little money? read more

  • My partner and I want to enter the investment market but we're $40,000 in debt. We’re thinking that purchasing high growth property now could allow us the option of refinancing later to consolidate the credit card debt. Is this a good strategy? Or, should we rather hold off for another 12 months and focus on reducing the debt? read more

  • Property books tell us to avoid purchasing property in regional areas and it makes sense, but I can’t help feeling drawn to the area I live in. Are there any circumstances where investing in a small, regional town can work? read more

  • I bought my first house five years ago and have recently picked up another one. The old house is a huge drain on our income, should I sell it and start afresh or hold onto it and wait for capital growth? read more

  • I’m considering this property with a large backyard and my friend suggested that I could subdivide the land and build a three bedroom house behind the one already there. I’ve estimated the costs to be around $400-$500k. Will this be a good long-term investment for me, or should I buy a new property altogether? read more

  • I’m selling a property and a potential buyer keeps changing his mind. First he tells me he wants to buy, then he says forget it. Then he says he wants to buy again, only to lose interest again. He’s finally on board again, and now we're awaiting settlement day. If he cancels again, how much and how can I claim losses on fees and costs incurred? read more

  • A property investor from Western Australia wants to subdivide, but is having problems with development approval and is struggling with cash flow. Should he rent out his home while he’s developing his plans, and what effect would this have on his tax situation? Read on to find out how our online forum reacted to his conundrum. read more

  • An investor with a $450,000 budget is looking for advice on what and where to buy in Sydney. Read on for the interesting tips that the Your Investment Property online forum community sent their way. read more

  • When you buy off-plan units, is there a way to calculate the right price for an off-plan project in a certain area? Or is there a guideline to compare the price of a brand new apartment to that of a five-year-old apartment with similar features in a similar location? read more