Property Investment Q&A

  • Question: My husband and I recently signed a contract of sale for a property passed in at auction that was subject to building and pest inspection. When we signed the contract we understood that there was no cooling off period, and we noted that the contract included a clause saying that the contract could only be ended if the building and pest inspection found 'major structural defects'. read more

  • Question: I plan to buy my first property in Melbourne soon. I will live in this property for a minimum of six months, renovate it, and rent it out as an investment property. I’ve heard that borrowing via trust structures can be useful: What are the main pros and cons to using a discretionary family trust structure? read more

  • Q: I’m an investor with 4 properties located in Sydney. In the last year or so I have had valuations done on two of my properties by professional valuers. In both cases I had more than one valuation done as there appeared to be no consensus on the properties' value. Indeed, the low and high valuations varied by $80,000 on one and $95,000 on the other house. read more

  • My wife and I own our townhouse (strata title) outright with no mortgage. It’s valued at around $300,000 and located in NSW. We hope to sell this and buy a bigger house later in the year so we have more space for our children. Do you think we should we buy the new house before jumping into the property investment market? read more

  • I've just bought a rental property – a two-bedroom unit in inner Brisbane. As this is my first investment property, is it better to have it managed through a professional property manager or should I self-manage? I've heard some cases where I can't get landlord’s insurance if I self-manage, is this true? read more

  • I believe that long-term property investment is much safer than investing in shares and would therefore prefer to use my superannuation to buy an investment property. Is this easy to do? read more

  • Question: I've been paying my PPOR diligently over the past three years and brought down my LVR to 60%. My broker advised that I could top it up to 90% and use this as a deposit to buy a new house or two units as an investment. I also have some cash (about $60,000) sitting in my offset account so I'm wondering if it's better to use this money rather than take out about $70,000 from my PPOR? read more

  • Could being application happy cost you in the long run? read more

  • Q:I’m looking at investing in property at the moment, but the share performance is also enticing me to put my money in that asset class. At this stage of the cycle, is it better to put my money on shares or property? I already own some shares but I don’t have investment property. Any advice on how I can get started with property investing? read more