Property Investment Q&A

  • My husband and I are considering buying a property at auction but are a bit nervous as we’re unfamiliar with the processes involved. For example, how seriously should we take things said by the auctioneer or agent at the auction? Are their words binding, even if they differ from what’s in the contract? read more

  • I am 42 years old and have a self-managed superannuation fund holding approximately $300,000 in cash. I have not retired, but my accountant has told me that I can still access this money now in order to buy property. Is this correct and, if so, what is the process for using my superannuation money in this way before I retire? read more

  • My wife and I would like to borrow 90% LVR to buy an investment property. We're thinking of using some equity from our PPOR to pay for the 10% deposit and other costs. I'm the higher wage earner, so should I claim all the costs including LMI? What's the most tax-effective way to structure the investment property loan? read more

  • I purchased a house with my father in 1989 for $100,000 but I moved out in 2000. He wants to sell the house and is hoping to get a minimum $400,000. Once he buys a new unit, which will cost $350,000, and pays for the real estate fees and so on, he will have about $50,000 left - roughly what sort of capital gains tax I would get charged? read more

  • I'm thinking of managing my parents' superannuation as well as my own. We would have a combined $200,000 fund if we put our money together. I'd like to embark on a property development using the pooled asset. Is this legally possible? read more

  • It is a bit of a trend lately for property owners to set up hybrid trusts in which to manage their properties. The question remains: What are the benefits in doing so? read more

  • Eddie Chung explains how the ‘marriage breakdown roll-over provision’ works and what investors can do to avoid paying hefty capital gains tax during their divorce settlement. read more

  • I've been told that if I buy a property and live in it for at least six months, I can avoid investment stamp duty and Capital Gains Tax (CGT) when I sell - is this true? read more

  • My property manager has signed up a new tenant a lower rent than what we agreed on - we discussed $180-$200 per week, and she's signed someone for six months at $165 per week. What can I do? read more