Property Investment Q&A

  • My wife and I would like to borrow 90% LVR to buy an investment property. We're thinking of using some equity from our PPOR to pay for the 10% deposit and other costs. I'm the higher wage earner, so should I claim all the costs including LMI? What's the most tax-effective way to structure the investment property loan? read more

  • I purchased a house with my father in 1989 for $100,000 but I moved out in 2000. He wants to sell the house and is hoping to get a minimum $400,000. Once he buys a new unit, which will cost $350,000, and pays for the real estate fees and so on, he will have about $50,000 left - roughly what sort of capital gains tax I would get charged? read more

  • I'm thinking of managing my parents' superannuation as well as my own. We would have a combined $200,000 fund if we put our money together. I'd like to embark on a property development using the pooled asset. Is this legally possible? read more

  • My property manager has signed up a new tenant a lower rent than what we agreed on - we discussed $180-$200 per week, and she's signed someone for six months at $165 per week. What can I do? read more

  • I bought an investment property last year for $360,000 with a 10% deposit, and I paid around $5,500 lenders mortgage insurance. If I pay down my loan now, can I get a partial LMI refund? read more

  • We are building an investment property and have already "drawn down" on the construction loan. Can we still claim the interest that has been payable this financial year, even the house isn't complete yet? read more