SMSF

    • These new rules, which are the biggest changes to superannuation over the last 10 years, will have a substantial impact on SMSFs. How will these changes affect people who invest in property via their SMSF? read more

    • Are you considering setting up your own Self-Managed Superannuation Fund (SMSF)? You are not alone. The Australian Taxation Office (ATO) revealed there are close to 600,000 SMSF funds in Australia, making it the fastest growing superannuation sector read more

    • While a SMSF does give you more control over your finances, it also comes with the additional responsibility of researching, managing and being ultimately accountable for your retirement investments. This can mean a lot of extra work and, for newcomers to the sector, potential stress. The volatility and complexity of the share market means many investors also turn to property to balance their exposure to risk. read more

    • Using your SMSF to purchase a property can set you up for a comfortable retirement. While you might find navigating the rules and regulations a nightmare, this handy guide will help you understand what to (not) do when buying a property through your SMSF. read more

    • The recent Financial System Inquiry recommended banning SMSFs from borrowing to invest in property. What would this mean for you as an investor, and what’s the likelihood it will materialise? Neil Howard explains. read more

    • There are many rules that apply when investing in property through your SMSF. Firstly, the property must meet the Sole Purpose Test where retirement benefits are provided to members of the fund, or to dependants if the member dies. Following these SMSF property investment guidelines will help you to choose a property to invest in. read more

    • To be responsible for a SMSF is a complex and challenging task, but with commitment, knowledge and the right advice, the astute Investor has the potential to reap immense financial rewards. SMSFs deliver opportunities to accelerate financial growth and protect the value of your most important life investment—your retirement savings. read more

    • Purchasing property through your SMSF isn’t as easy as it is individually. Before 2007, you couldn’t borrow in a SMSF, which meant you had to have a large fund to be able to purchase property. Since then borrowing in a SMSF has made it easier for smaller funds to diversify and invest in the property market. There are obvious benefits in doing this – paying only 15% tax on taxable income; having an asset that provided it is sold when in retirement, incurs no capital gains tax. Even the benefit of being able to touch and see your investment appeals to many SMSF trustees. read more

    • Investing through an SMSF has become the latest fad among investors but many are jumping on the bandwagon without understanding how the process works. If you’re confused, read on as Eddie Chung explains how to use an SMSF to build your nest egg read more