How to use our investor calculators

For this tool to work, you first need to state whether you’ve owned the property for more than 12 months. If you have owned the property for more than 12 months, a 50% CGT discount automatically applies.

You then need to enter how much you bought your property for, how much you sold it for.

Last, you need to enter your current taxable income (your income before you pay tax). You can also enter the costs you incurred from the purchase and sale of the property, but this is an optional step.


Investor home loans

Compare from a range of home loans below to find the best investor home loan for you

Lender

Variable
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Green Basic Investment Loan 90 (Principal and Interest)

    Variable
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    Fair Dinkum Investment Home Loan (Principal & Interest) (LVR < 60%)

      Variable
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      Investment Back to Basics Special (Principal and Interest) (New Customer) (LVR ≤ 60%)

        Variable
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        Low Cost Investment Loan Package (Principal and Interest) (LVR < 70%)

          Variable
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          Basic Investment Loan (Principal and Interest) (New Customer) (LVR < 70%)

            Variable
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            Flexi First Option Investment Loan (Principal and Interest) (New Customer) (LVR 70%-80%)

              Variable
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              Essential Investment Loan (LVR ≤ 60%) $250k-$750k

                Variable
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                Yard PAYG Investor Loan (Principal and Interest) LVR ≤ 80%

                  Fixed
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                  Premier Package Fixed Rate Investment Loan (Principal and Interest) 1 Year (LVR < 70%)

                    Variable
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                    Wealth Package Variable Investment Loan (Principal and Interest) (LVR < 60%)

                      Variable
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                      Straight Up Investor - Obliterate (LVR < 50%) (Principal and Interest)

                        Variable
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                        Purple Basic Variable Investment Loan (New Customer) (LVR 60%-80%)

                          Variable
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                          Bankwest Simple Investment Loan (Principal and Interest) (LVR < 60%)

                            Variable
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                            Wealth Package Variable Investment Loan (Principal and Interest) (LVR 60% - 70%)

                              Variable
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                              Variable Rate Investment Loan (Principal and Interest)

                                Fixed
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                                Tailored Investment Loan Fixed (Interest Only in Advance) 1 Year (LVR < 70%)

                                  Fixed
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                                  Premier Package Fixed Rate Investment Loan (Interest Only) 3 Years (LVR < 70%)

                                    Fixed
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                                    Fixed Rate Investment Loan (Principal and Interest) 1 Year (LVR < 70%)

                                      Fixed
                                      More details

                                      Fixed Rate Investment Loan (Principal and Interest) 1 Year (LVR < 70%)

                                        Fixed
                                        More details

                                        Premier Package Fixed Rate Investment Loan (Principal and Interest) 1 Year (LVR 70%-80%)

                                          Important Information and Comparison Rate Warning

                                          Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of December 4, 2023. View disclaimer.

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