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Finance & Tax
Property Purchase Costs Calculator
This calculator shows you the upfront and weekly costs associated with buying a home. It will also give you an idea of how much money you should expect to spend on fees like stamp duty.
Upfront & ongoing cost calculator assumptions:
The calculator does not take into account any grants or rebates that the user may be eligible for.
The calculator assumes that the user is an Australian resident or citizen, and does not take into account whether the property is owner-occupied or investment. The calculator only includes duty rates for properties with a value of up to $2 million.
Property transfer fees and mortgage registration fees are taken from the relevant state or territory land titles office websites as at April 2020.
Lender's Mortgage Insurance
The calculator estimates the amount of lender's mortgage insurance and includes it as an upfront cost, not as part of the loan.
We assume that:
Only your initial repayment amount is calculated. We assume that this repayment amount is payable for the loan term. In practice, repayment amounts can change for a variety of reasons.
The Home Cost Calculator provides an estimate of the total cost of buying a home and taking out a home loan. It determines both the upfront and ongoing costs associated with a mortgage and home ownership.Note: