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Mortgage Repayment Calculator
Calculate the cost of your home loan repayments using our loan repayment calculator to find out how much you can afford to borrow. Compare how different interest rates, loan terms and repayment frequency can impact the cost of your loan.
Mortgage calculator assumptions:
The figures provided should be used as an estimate only, should not be relied on as true indication of your home loan repayments, or a quote or indication of pre-qualification for any home loan product. The figures are based upon the information you put into the calculator. We have made a number of assumptions when producing the calculations including:
Loan term and loan amount
We assume the loan term and loan amount are what you enter into the calculator.
We assume that the rate you enter, is the rate that will apply to your loan for the full loan term – even if you choose:
Interest and repayments
The displayed total interest payable is the interest for the loan term, calculated on the entered interest rate. We make the following assumptions about repayments:
If added, your extra repayment is taken to be made at the same time as your monthly repayment.
Our Mortgage Repayment Calculator is intended to simplify your home loan decisions by providing you with an estimate of your mortgage repayments. These calculations are based on the financed amount requested, the length of the loan term, and the interest rate.
The results of the Basic Repayment Calculator should not be considered a quote, loan offer, or as investment advice, and are provided as a guide only. Your Mortgage recommends that you speak with a financial planner before making the decision to apply for a home loan.