How to use our investor calculators

For this tool to work, you first need to state whether you’ve owned the property for more than 12 months. If you have owned the property for more than 12 months, a 50% CGT discount automatically applies.

You then need to enter how much you bought your property for, how much you sold it for.

Last, you need to enter your current taxable income (your income before you pay tax). You can also enter the costs you incurred from the purchase and sale of the property, but this is an optional step.


Investor home loans

Compare from a range of home loans below to find the best investor home loan for you

Lender

Variable
More details

Green Investment Loan (Principal and Interest)

    Variable
    More details

    Solar Investor Loan (Principal & Interest) (LVR < 90%)

      Fixed
      More details

      Package Fixed Rate Investment Loan (Principal and Interest) 3 Years (LVR < 60%)

        Fixed
        More details

        Fixed Rate Investment Loan (QLD only) 3 Years (LVR < 60%)

          Fixed
          More details

          Ultimate Fixed Investment Loan (New Customers) 5 Years

            Variable
            More details

            Green Plus Investment Loan (Principal and Interest) (LVR < 80%)

              Fixed
              More details

              Fixed Investment Loan 2 Years (Principal and Interest) (LVR < 90%)

                Variable
                More details

                Investor Package LVR 80% (Principal & Interest)

                  Fixed
                  More details

                  Fixed Rate Investment Loan (Principal and Interest) 4 Years (LVR < 80%)

                    Fixed
                    More details

                    Everyday Investment Fixed (Interest Only) 3 Year (LVR <90%)

                      Variable
                      More details

                      Basic Investment Loan (Principal & Interest) (LVR < 70%)

                        Variable
                        More details

                        Premium Package Investment Loan (Principal and Interest) ($150k+, LVR < 80%)

                          Variable
                          More details

                          Expect More Investment Loan Package (Principal and Interest) (LVR < 60%)

                            Variable
                            More details

                            Total Home Loan Package Variable Investment (Principal and Interest) (New Money) (LVR 60%-80%)

                              Variable
                              More details

                              Fair Dinkum Investment Home Loan (Principal & Interest) (LVR < 60%)

                                Variable
                                More details

                                Straight Up Investor - Obliterate (LVR < 50%) (Principal and Interest)

                                  Variable
                                  More details

                                  Basic Variable Investment Loan (Principal and Interest) (LVR < 60%)

                                    Variable
                                    More details

                                    Basic Variable Investor Construction (LVR 70%-80%)

                                      Fixed
                                      More details

                                      Fixed Rate Investment Loan (Interest Only) 5 Years (LVR < 70%)

                                        Variable
                                        More details

                                        Package Standard Variable Investment Loan (Principal and Interest) (LVR < 80%)

                                          Important Information and Comparison Rate Warning

                                          Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of March 19, 2024. View disclaimer.

                                          OpenCorp Icon
                                          Investing in property?
                                          Get help from a Property Investment Specialist
                                          SMSF Icon
                                          Need help with an SMSF home loan?
                                          Speak to an SMSF lending specialist