Property Finance Strategies - Investment Strategies

• Is a low deposit loan right for you?

  Not having enough deposit might prompt you to consider low- or no-deposit loans. But make sure you’re aware of the traps and pitfalls of taking this option. Graham Turnbull explains read more

• Showdown: top up vs line of credit

  They both have pros and cons, but what’s more appropriate for you? Helen Collier-Kogtevs has the answers. read more

• Interest only or principal & interest loans: Which loan strategy to adopt?

  Most investors take advantage of the interest only mortgage payment option to maximise their cash flow. But as Graham Turnbull explains, there are also many advantages of opting for principal & interest repayment read more

• 20 ways to save at least $10k a year

  Everyone wants to save lots of money, but more often than not it’s a tough call. Miriam Bell reveals smart tactics that could help you save thousands. read more

• Pre-approvals: What you don’t know could cost you

  With interest rates low and the property market piping hot, the number of borrowers, both existing and new, asking this question is increasing. So what’s the answer? By going through the process of gaining an Approval in Principle (AIP) or financial pre-approval, borrowers can gauge their borrowing capacity without having to commit to a particular loan or lender. read more

• Applying for a loan - How to avoid the common mistakes

  Zinger Finance’s Graham Turnbull explains the steps investors should go through to avoid that most painful of burns: getting rejected for a loan read more

• How to be negatively geared – but not have to pay for it

  If your property is negatively geared, don’t despair. There are ways to fund the shortfall between rental payments and your mortgage obligations without spending a cent read more

• How to conquer mortgage stress

  Feeling under the weight of your mortgage repayments? Jeremy Cabral offers four tips for curing mortgage stress read more

• Auto increases on credit limits set investors back

  Investors applying for loans continue to be haunted by poor credit card decisions, even though national credit card debt is slowing read more