Customer first

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Mandeep Sodhi thought he was a lucky man when he got to use his employee discount to get a home loan, but he quickly learned that his employer, a big four bank, had kept him from getting a low rate and a good deal.

As a result, he “saw an opportunity to drive some much-needed change within the mortgage space”, he says.

Sodhi came up with HashChing, an online marketplace that worked with brokers to make competitive mortgage rates available to everyone. The company also capitalises on modern technology to facilitate a digital home loan process.

“HashChing’s ultimate goal is to make it possible for every customer to own their dream home sooner, by helping them make good financial decisions.”

Since 2015, Sodhi has watched his idea bloom, as his e­fforts to prevent others from experiencing his poor outcome have made a di­fference in other people’s lives.

“I can’t help but smile when customers share how they plan to use the money they saved on their home loan,” he says, “whether it’s saving for their kids’ education, paying off­ their home sooner, or taking a well-deserved family holiday.”

AT A GLANCE
First property purchase: Wollongong home bought in 2014 for $440,000, sold 18 months later for $545,000
Best property deal: Achieving $45k off­ the asking price for a brand-new Liverpool property
Best personal investment: Education – an executive MBA degree

Mandeep Sodhi
is looking to expand HashChing
globally to New Zealand, Asia and the UK

 

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