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Properties banks don’t like

The 108 steps to the perfect loan

Picture this, it’s happened again. The economists were wrong and there has been another rate cut. Official interest rates may be going down, but you want to buy a property, so your level of personal interest is through the roof. Now you sit back and see which lenders decide to pass on some savings, so you can think about where to apply for a loan.

What lenders look for

Strict regulation means lenders must take a number of steps to ensure they lend responsibly. Heidi Armstrong from State Custodians outlines the following:

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The ballot bullet

TAS Excerpt from the 2013 January Market report

Lisa Curtin: Single mum shares property secrets

ACT Excerpt from the 2013 January Market report

VIC Excerpt from the 2013 January Market report

QLD Excerpt from the 2013 January Market report

NSW Excerpt from the 2013 January Market report

SA Excerpt from the 2013 January Market report

WA Excerpt from the 2013 January Market report

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