Settling down

By Jacqueline So | 13 Feb 2020

Before making his name in Australia’s property industry, Multifocus Properties & Finance CEO Philippe Brach travelled the world as an expat working for an international hotel group.

“My wife and I decided to settle down in Australia in the late 1990s. It was an important decision because knowing where we were going to live for the rest of our lives enabled us to start planning our future,” he says.

It was around this time that Philippe discovered Australia’s unusual tax system for property investment – and then set out to maximise its benefits.


  • Best-value deal: “Unregistered land in Geelong that generated almost $100,000 in equity”
  • Best negotiation: “Lowering a property’s purchase price by $25,000 after discovering termite holes in the front-door frame”
  • Biggest property regret: “Buying a unit in a retirement village. Cash fl ow was great, but there was no capital growth because of ever-increasing body corporate fees”

“Once I understood the numbers, I fell in love with the concept. We immediately started building a portfolio of properties.” 

To this day, Philippe and his wife continue to add to their investments to further secure their future.

“The equity accumulating in the portfolio has given us peace of mind that we will lead a comfortable retirement whatever happens to our superannuation,” he explains.

“We have already started to take longer holidays, and we are looking forward to seamlessly easing into retirement when the time comes – but not quite yet! 

Are you living the good life thanks to your portfolio?
Reach out to us at

Top Suburbs : wiley park , sth toowoomba , greenwood , darlington , windale


Get help with your investment property

Do you need help finding the right loan for your investment?

When investing in property, it is important to make sure that you not only have the lowest available rate that you can get, but also have the correct loan features for your needs.

Just fill in a few details below and we'll then arrange for a local mortgage broker to contact you and work out what features or types of loans are right for your needs. We'll even help with the paperwork. Plus an appointment is free.

How soon would you like a mortgage?
What is your Annual Household Income i $
Do you currently own any Investment Properties?
Do you own your own residence?
How much equity do you have in all your current properties?
First Name
Last Name
Where do you live?
What number can we reach you on?
E-mail address
We value your privacy and treat all your information seriously - you can check out our privacy policy here