Property Finance Strategies - Investment Strategies

• When you should (and shouldn’t) refinance your home

  Switching your home loan, either to a new lender or with your existing lender, could potentially save you big money with lower interest rates and fees. It could also cost you more. Here’s a breakdown of when you should vs. when you shouldn’t refinance your home. read more

• The near prime mortgage crisis: How did we get here?

  Nothing has negatively changed with regard to your income, your debts, your liabilities or your job. In fact, if anything, your financial situation may have improved – but as the mortgage crisis deepens, securing a property loan is harder than ever. So how did we get here? And, more importantly, is the crisis here to stay in 2019? read more

• Are non-banks the answer for investors?

  Many are forecasting that that investors will be increasingly looking outside the big four banks for finance read more

• The shocking secret that could be costing you thousands on your mortgage

  Think you’re paying a fair price on your home loan? You might want to think again. This simple home loan trick could save borrowers money in minutes. read more

• Upgrading Your Home: Save Money Without Giving Up Date Night

  New survey finds that Aussie home buyers aren’t willing to give up date night when saving for an upgraded property. Here are some tips on saving money without sacrificing fun. read more

• 'Responsible lending' in the spotlight

  As the peak investment association puts responsible lending under a microscope, Nina Cuturic asks the question: who will benefit most from the current circumstances? read more

• Getting loan approval in 2019

  It’s undeniably harder to get an investment property loan now than it was a few years ago, with a number of factors combining to result in the tighter lending environment we have today read more

• Loan Declined? What next…

  With in excess of 3.5 million borrowing applications declined each year, the rise in loan rejections by banks is a very real possibility for property investors and homebuyers. But there are some things you can do if your loan application has been rejected, or you fear it might be read more

• 5 Ways to save on your home loan

  Ready to save money on your mortgage? Here are 5 tips for home loan savings. read more